The ultimate value of life depends upon awareness, and the power of
contemplation rather than upon mere survival. - Aristotle



As you look over the plan below, start setting goals based on the steps laid
out here. To be more effective, goals should be specific, have deadlines, and
include an action you can take towards each one this week. Take that first
action as soon as possible to get the momentum going in your favor.

1. Get free of any non-productive debt, including housing debt that costs
you significantly more than rent would.

2. Make preparations for unexpected events, including health issues,
emergency trips and auto and home repairs.

3. Have money set aside to live on for six months or more in case your
primary source(s) of income are interrupted.

4. Take steps to reduce the probability of losing your job or business
income.

5. Learn any necessary skills for economic survival, including those that
will enable you to get jobs or start businesses.

6. Develop several sources of income, which can include jobs, but should
also include business and investment income.

7. Develop at least one source of residual income, so you have something
coming in even if you are unable to do anything.

8. Control your expenditures so that you're able to live on 75% or less of
what you currently make.

9. Have realistic contingency plans for several scenarios that are possible,
such as job loss, business failure, or treating a major illness without health
insurance.